How to Calculate the Loan to Deposit Ratio; Average LDR of the Big Banks

Deposits are the lifeblood of banks, and loans are the means to generating income for the bank. The more deposits, the more loans, which leads to higher income. After the Great Financial Crisis (GFC) from 2007 to 2009, there was a lot of focus on banks, rightfully so, with the meltdown causing bankruptcies and many […]

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