5 Debt Solutions for the Average Person that Don’t Cost Money
Somebody in debt is the last person who should be spending more money to try and get out of it. Having been there and done that, this post covers 5 great debt solutions to get out of debt that don’t cost a dime. Having debt is extremely costly. I honestly cannot think of something that is […]
Dividend Reinvestment Calculator to Plan Your Expected Returns (Excel)
One of the most powerful forces behind building wealth in the stock market comes from the compounding effects of reinvested dividends. As investors, it’s important to know what to expect from those returns when planning for the future. This post will introduce a simple dividend reinvestment calculator to estimate how much return to expect from […]
A Convenient ‘Rule of 72’ Calculator to Help Investors Plan for Retirement
The Rule of 72 formula is a quick way to quantify how your investment return builds your wealth over time. You can use this to track your progress to retirement, and ease the process by using the free downloadable Rule of 72 calculator in Excel. What is the Rule of 72? The Rule of 72 […]
How Investing Early Changes Lives: Compelling Data
Everyone knows that investing early can dramatically change your future. But how much can it actually change? The answer is a lot. Click to jump to a section: Misconception About Investing I know a lot of people that don’t think they need to invest now. I frequently hear people say that they’re going to spend their 20s […]
A Flexible CAGR Formula Excel Tool for Planning Your Chaotic Life
Have you ever thought it’d be nice to have an Excel formula to calculate the CAGR (Compound Annual Growth Rate) on your investments? After all, they move unpredictably rather than in a perfectly straight line. This post has a CAGR formula Excel spreadsheet to help investors plan their future—even when things don’t go exactly according […]
NEWSFLASH: Data Showing That It’s OK to Buy High, Sell Low
Would you rather buy low, sell high, or buy high, sell low? Obviously, we’d all like to buy low and sell high, but sometimes that desire makes us believe that doing the opposite is so wrong. Well, today, let’s debunk that idea using real data from the S&P 500. I think you’ll find this very […]
Optimizing Home Savings with the Right Down Payment Options
Have you started your home savings account and aren’t sure what to do with the funds? Do you feel like you’re not doing enough with that down payment fund and wonder what move is best? With the current market, a down payment can be as much as a year’s salary. This post is a story […]
The Dave Ramsey Plan (Snowball) vs. the Debt Avalanche Method
For people trying to take control of their money and get out of debt, the Dave Ramsey plan is a very popular way to finally get results with your personal finances. There are debates on whether the Debt Snowball method, made popular by Dave Ramsey, is the best way to do it. This post will […]
11 Grocery List Items You Can Buy Online to Save $100s on your Budget
Do you know if you’re being overcharged at the grocery store? With the advent of online shopping, there are things you probably buy at the grocery store that you can now buy on Amazon to save money on your budget. This post will cover 11 commonly bought grocery list items and how the prices stack […]
How a Mean Reversion Strategy Can Take Advantage of Mispriced Stocks
A mean reversion strategy to the stock market can be applied in various ways. Investors can take advantage of mean reversion through value investing or a momentum-based trading strategy. Let’s take a look at mean reversion in this blog post – what it is and how it can be used with a technical analysis approach […]
