A Free Calculator to Help You Calculate Your Dollar Cost Average Investments!

One of the most beautiful things about dollar cost averaging (or ratable lump sum investing as I call it) is that you’re buying on a predetermined timeline. The downside of this is that it can make it extremely tough to track your actual cost basis, however…and that’s why I made a free calculator to help! […]

Bitcoin, Gold, Stocks, or I-Bonds – What is the Best Hedge Against Inflation?

More often than not, inflation is something that isn’t that pertinent to the everyday person, but that’s not the world that we currently live in. When inflation nearly reached 10% in any year, it’s completely valid to freak out a little bit and start looking for the best hedge against inflation. Key Takeaways: Inflation is […]

MYTH BUSTED! Money IS Important for Happiness

One thing that I always heard as a kid was that “money can’t buy happiness” but the older I’ve grown, I really think I disagree with this – and now I have some cold, hard facts to back it up – money IS important for happiness! Key Takeaways: Statistically, Money CAN Buy Happiness Money Can […]

Planning to Tax Loss Harvest? BEWARE of the Wash Sale Tax!

One thing that many investors will realize throughout their investing journey is that trading in and out of stocks can be extremely expensive due to the amount of taxes you’ll pay. To try to minimize that impact, they’ll try to tax loss harvest but if you do it incorrectly, you’re going to get crushed with […]

Sure I Save Taxes, but is the 401k Worth It?

The 401k is one of the most popular tools that people use to invest for retirement because so many employers offer it, but believe it or not, there’s some skepticism asking, “is the 401k worth it”? In this post, I want to dive deep into the 401k and explore the times where it’s the most […]

Save Up To $1,850 Each Year With a Dependent Care FSA!

If you know anything about me, you know that I am a literal fanatic (psycho) about personal finance. I love finding continuous ways to optimize my finances in the most optimal solution, and that’s exactly how I came across the Dependent Care FSA. I listen to personal finance podcasts and read all sorts of FI […]

What are the Best Types of IRA for My Retirement Goals?

When I first started investing, trying to understand all of the lingo and the complicated methods to do things was quite simply overwhelming. Retirement accounts are something that many of us have likely heard of, but chances are, we might have no idea what they even do and why they’re there. That’s the exact reason […]

99 Mind Blowing Money Facts [2022]

It’s just money…why do people get so up in arms about it? Well, you’re about to get 101 reasons why with these mind-blowing money facts! 1 – Average 401k balance by age: 2 – Less than 17% of high schoolers took a semester of personal finance 3 – 2 less states conducted personal finance than […]

75 Motivational Saving Money Quotes to Power You Through 2022

Personal finance is something that requires a lot of hard work and dedication, and let’s be honest – when you’re first getting started, it’s so incredibly hard to find motivation. Let’s keep you on the right track with these 75 investing, motivational and saving money quotes! Investing 1 – “An investment in knowledge pays the […]