IFB232: How to Calculate Price to Sales Ratio, Plus Interpreting the Ratio

Welcome to the Investing for Beginners podcast. In today’s show, we discuss How do I know if I should max out my Roth IRA? Our thoughts on the defense sector and investing in companies like Raytheon, General Dynamics, and Lockheed Martin How to calculate Price to Sales ratio Our thoughts on the companies Affirm and […]

Using Porter’s Five Forces to Determine a Company’s Moat

“The key to investing is not assessing how much an industry is going to affect society, or how much it will grow, but rather determining the competitive advantage of any given company and, above all, the durability of that advantage.” Warren Buffett Investing in companies whose competitive landscape we don’t understand offers some challenges; we […]

IFB231: Back to the Basics (UPDATED)

Welcome to the Investing for Beginners podcast. In today’s show, we discuss: The importance of compounding and the impact it can have on your returns How to setup dollar cost averaging and to start the regular habit of continually investing How diversification can help spread the risk around your portfolio How to determine what kind […]

Explaining the DCF Valuation Model with a Simple Example

Discounted Cash Flow (DCF) valuation remains a fundamental value investing model. Using a DCF continues to be one of the best ways to calculate a company’s intrinsic value. Using a DCF remains the main method analysts use throughout finance, and some think using this type of valuation remains far too complicated for them. In today’s […]

Brian Feroldi Talks About Why the Stock Market Always Goes Up

Welcome to the Investing for Beginners podcast. In today’s show, we chat with: Brian Feroldi, author of “Why Does the Stock Market Go Up?” We talk about the lack of financial education and ways to overcome those challenges. We discuss the current market conditions today, and how to benefit from them. Brian gives a synopsis […]

Take Rate: Its Importance in the eCommerce and Fintech Industries

Today’s marketplaces and finance industries are changing at a rapid pace. The rise of eCommerce and Fintech disrupts how we buy and sell merchandise, car rides, banking, and groceries. With that rise comes new terms that help us determine how profitable these companies are, plus how to define their pricing power. The take rate has […]

What is Banking As A Service (BaaS)? Finally the Future of Banking?

One of the hottest scenes in the market today is fintech, with $266 billion in new investments in the first half of 2021 alone. The rise of fintech such as PayPal, Square, Affirm, Adyen, Stripe, and many others is driving many innovations in banking, leading to fantastic valuations and huge gains in the market. Banking […]

How Payment Processing Works: A Guide for Beginners

How many of you still carry cash, or how many of us still pay for anything with cash? If you are like me, not many of us. The use of credit cards, debit cards, and online payment processing has exploded over the last ten years. But do any of us understand how payment processing works? […]

Understanding the 12 Most Common Types of Business Models

In a speech in Switzerland, Warren Buffett discussed what he means by buying businesses he understands. “We don’t look for specific sectors; we look for businesses that I can understand. When I say understand, that means where I feel that I have a high degree of confidence in my ability to see what they’re going […]

IFB230: How to Spot and Avoid Value Traps

Welcome to the Investing for Beginners podcast. In today’s show, we discuss: How to spot Value Traps and some of the characteristics of companies that might become a value trap. Companies who become value traps because they are cheap, and why those types are dangerous. Several examples of value traps are Circuit City and Goodyear […]