Figuring Out the Right Amount to Spend on Groceries Each Month

Are you trying to figure out where all your money is going each month? Is one of your biggest spending categories at the grocery store? Truthfully, groceries are likely always going to eat up a big chunk of your monthly budget, but that doesn’t mean you shouldn’t zero in on figuring out the right amount […]

How Much Should I Budget for a Car?

At times you need to treat yourself, but always make sure to calculate how much you can spend on a car before you go crazy! Are you tired of driving that old beater car around? Do you finally have some extra money and it’s time to make your first real “big kid” purchase? Or are […]

Monthly Budget Busters: Saving Money by Cooking at Home

Sometimes the smallest thing can make the biggest difference. See how saving money by cooking at home can have more than one positive effect. Have you hit the wall? You update your budget every single month and at the end, you realize how much money you are wasting by eating out. Other than out-of-control shopping, […]

Doing the Math to Determine If I Can Afford a New Truck

Have you been working hard and want to treat yourself? Keep reading to find out if you truly can afford a new truck, or if it’s just another want. One of the first things I wanted to do when I got my first real job was to buy a new vehicle. I had been driving […]

Practical Financial Advice for Young Adults: 11 Simple Tips

Young adults need all the help they can get. They are inheriting record debt levels and rising inflation, contributing to higher standard of living costs. But instead of focusing on the excuses, focus on the opportunities. Here are 11 simple tips for those looking for the best financial advice for young adults. Be inspired, and […]

Debunking the Belief that Life Insurance is a Waste of Money

As a young adult, spending money on something with no return can feel wasteful, but I can assure you the belief that life insurance is a waste of money is far from the truth. Until you near retirement age, it’s really difficult to think about planning for the future. It’s easier (and more fun) to […]

Looking at all of the Advantages of a Personal Loan

There are all types of loans available to you, but one some don’t think about is a personal loan. There are a lot of advantages of how you can use that money. Keep reading below to see if it works for you. If you are looking to borrow money for an “asset”, getting a secured […]

Understanding all the Disadvantages of Loans and the Problems they can Bring

In today’s world, it is easy to go to a bank and get money, however, you should understand the disadvantages of loans before overextending yourself. Are you just starting your early adulthood and looking for your first real job and place to live on your own? Or are you middle-aged with a family looking for […]

Finding the Perfect Balance of How to Spend and Save Money

Are you struggling to figure out how much to spend and save each month? Keep reading for tips to find the perfect balance in your life. Have you found yourself at a crossroads recently in figuring out how much to spend and save each month? With the costs of everything increasing at a rapid pace, […]

Finding Different Ways to Save Money, Live Better in 2022

Nothing is more thrilling than financial freedom, just like there is no bigger burden than insurmountable debt. Follow these keys to save money, live better. One of the latest polls predicts that more than 64 percent of Americans will be living paycheck to paycheck as inflation soars to all-time highs. The number has always been […]