Practical Financial Advice for Young Adults: 11 Simple Tips
Young adults need all the help they can get. They are inheriting record debt levels and rising inflation, contributing to higher standard of living costs. But instead of focusing on the excuses, focus on the opportunities. Here are 11 simple tips for those looking for the best financial advice for young adults. Be inspired, and […]
MYTH BUSTED! Money IS Important for Happiness
One thing that I always heard as a kid was that “money can’t buy happiness” but the older I’ve grown, I really think I disagree with this – and now I have some cold, hard facts to back it up – money IS important for happiness! Key Takeaways: In this post, I’m going to cover […]
Sure I Save Taxes, but is the 401k Worth It?
Updated 3/28/2024 The 401k is one of the most popular tools for investing for retirement because so many employers offer it. But, believe it or not, there’s some skepticism about whether it’s worth it. In this post, I want to dive deep into the 401k and explore the times when it’s the most beneficial and […]
The Cash Back on Gas App: Free to Use Because Gas Stations Want Your Money
With gas prices on the rise, you might be looking for relief at the pump. Rather than sift through long lists of gas stations that do cash back in your area, why not try an app that does it daily for you? I’m talking about an app called Upside. When you first sign up for […]
Understanding the Importance of Financial Literacy for Youth
In a world where there are so many problems, if we understood the importance of financial literacy for youth, so many could be solved. It wasn’t that long ago when graduating from high school and going straight to work was the norm. My grandparents were married at 18, had their first child at 20, and […]
Best Investment Plans to Consider for Your Children’s Future [Pros and Cons]
There are many different options including 529 college savings accounts, a simple stock account for your child, or a standard savings account. The short answer, you can’t go wrong when it comes to investing in your child. Any money you set aside in any type of account is fantastic. However, there are a few things […]
Why You Should Start an HSA Investment Strategy if You Haven’t Already
When you talk about retirement, you typically hear words like 401K or IRA. What you should be thinking about is an HSA investment strategy, and here is more info. Today’s main topic will be helping you understand why and how you need to consider a Health Savings Account (HSA) investment strategy. But first, let us […]
Make Sure You Find Companies with the Best 401K Match and Benefits Before Accepting a New Job
When looking for a new job, it isn’t just about salary anymore. Companies with the best 401K match can be equally attractive as a strong salary. When you begin your career, it’s very easy to look at the salary offered by a company and start making decisions based on that. But if you ever start […]
Why you Should Consider a Dependent Care FSA
With the cost of child care through the roof the last few years, a Dependent Care FSA is a great option to get a slight tax break on your money. One of the biggest expenses that young families will incur is the cost of childcare should both parents return to work. In major cities around […]
A Dependent Care FSA Can Save You Up To $1,850 Each Year!
Updated 6/3/2024 If you know anything about me, you know that I am a literal fanatic (psycho) about personal finance. I love finding continuous ways to optimize my finances in the most optimal solution, and that’s exactly how I came across the Dependent Care FSA. I listen to personal finance podcasts and read all sorts […]
