Your Credit Score: Where It Starts and How to Raise It
A person’s credit score can majorly impact big financial purchases in someone’s life. This post discusses common questions about credit, such as: What is credit? What does your credit score start at? What can you do to raise it? Let’s get started. Click to jump to a section: What is Credit? If you had asked […]
Handy Andy’s Lessons: How to Save $5,000 In a Year!
Saving money might seem like an impossible task, but I promise you, it’s not. Anyone can do it with a solid plan and the correct systems in place. I am here to show you the way – let’s learn how to save $5,000 in a year! Click to skip to a section: What Does $5,000/year […]
Handy Andy’s Lessons: Should I Use Savings to Pay Off Debt?
Not going to lie – times are pretty crazy right now, both globally and also in my own personal life! Sometimes when things get crazy, you can tend to lose track of your own personal strategic plan, and that can be disastrous! I mean, even I, Mr. Invest Everything at All Times, have considered if I […]
Tax-Efficient Investing: Understanding Tax Types and Investment Accounts (CFA Level 3)
Understanding the concept of pre-tax and post-tax investment income is an imperative part of the investing and financial planning roadmap. Different assets (ie. stocks, bonds, REITs) have different types of income that will be taxed in different ways from annual taxes, to deferred taxes, to wealth taxes. The difference in after-tax income adds up to […]
Hey Andy – How Much Should I Save a Month?
Spend less than you earn. Simple words to live by but not really anything that’s truly that helpful, you know? Any person getting started on their financial freedom journey likely starts by asking, “How much should I save a month?” Well, unfortunately for you, I have some bad news… I don’t know. Seriously, I really have […]
Handy Andy’s Lessons: 3 Methods to Save Money from Your Salary
I often hear that people can’t save money because they have none. For many people, this likely isn’t true. Instead, they likely don’t have the proper systems to save money. It’s not hard to learn these methods, but it can be tough to implement, and that’s why I am here to try to show you the way! […]
Handy Andy’s Lessons – How to Save Money WITH Credit Cards
Welcome back to the second of the most anticipated series of all time, HANDY ANDY’S LESSONS! In the first episode of Handy Andy’s Lessons, we talked about starting a dividend portfolio, but now we’re here with a personal finance subject – how to save money WITH credit cards! Click to jump to a section: I know […]
Hey Andy – Why Do People Invest?
To someone that is not an investor in the stock market, beginning to invest can be absolutely terrifying, and guess what – I 100% understand. It’s easy to get lost in the industry jargon and the numbers people talk about and just be turned off from investing altogether, but I am here to answer the […]
Average 401K Return: What to Expect from your 401K
A 401K is a powerful investment account, but what is the average 401K return? Let’s cover this return and how you should invest to maximize it.
A Simple Reminder on All Items to Include When Budgeting to Buy a Car
Buying a car can be fun, but make sure you catch all the hidden costs before making a purchase. I have spent a lot of time recently talking about budgeting for kids, a wedding, and a first house. All items are extremely important, but also items that might not happen the first year or two […]
