A Better Understanding of How Often to Apply for a Credit Card
A credit card can be a tool or a nuisance depending on how you use it. Keep reading to better understand how often you can apply for a credit card. The old saying that “cash is king” still exists today, but cash is starting to come in all different forms. No longer will you see […]
MYTH BUSTED! Money IS Important for Happiness
One thing that I always heard as a kid was that “money can’t buy happiness” but the older I’ve grown, I really think I disagree with this – and now I have some cold, hard facts to back it up – money IS important for happiness! Key Takeaways: In this post, I’m going to cover […]
Understanding the Disadvantages of Debt, and Everything Else You Need to Know
There are plenty of disadvantages of debt, but more importantly, you need to fully understand the different types of debt to get the full picture. I’ll cover both topics. Unfortunately, debt is one of those things that is just a part of life. No matter how good of a job you have or how well […]
Credit Cards? Pshh. Let’s Break Down the Debit Card Advantages and Disadvantages
In the personal finance community, there are many varying opinions on all topics imaginable. And as you might anticipate, some of them can get pretty feisty – well, one of those debates is about credit vs. debit cards. Credit cards have a ton of perks as you might know, but there are also many debit […]
Understanding all the Visa Perks on Different Credit Card Options
With so many different credit card options available, it’s important to weigh all the possibilities. Check out the Visa perks on these different cards and what may work for you. 50 years ago, credit cards were something that only the extremely wealthy used. There were often a ton of extra charges, and you never would […]
Sure I Save Taxes, but is the 401k Worth It?
Updated 3/28/2024 The 401k is one of the most popular tools for investing for retirement because so many employers offer it. But, believe it or not, there’s some skepticism about whether it’s worth it. In this post, I want to dive deep into the 401k and explore the times when it’s the most beneficial and […]
Evaluating the Allegiant Credit Card Perks and if it Makes Sense for You
When it comes to choosing a credit card and rewards program, there are a ton of different options to choose from. Keep reading to see all the Allegiant credit card pros and cons. One of the most “millennial” things right now is collecting credit card rewards. And while young folks have really turned their attention […]
Understanding the Target Red Card Perks and How They can Benefit You
Consumers have a ton of options when looking for new payment options. As with any financial decision, it’s best to weigh all options. Keep reading for Target Red Card perks. In today’s world, the value of cash is almost zero. No, I don’t mean that cash can’t buy you things or doesn’t have monetary value, […]
A Deeper Look at all of the Credit Card Pros and Cons that Exist
We now live in a world where most people solely use credit cards, cash is a blast from the past. Check out these credit card pros and cons before making the leap. Are you at a point where you are considering your first credit card? Or do you have a relative, spouse, child, or some […]
The Cash Back on Gas App: Free to Use Because Gas Stations Want Your Money
With gas prices on the rise, you might be looking for relief at the pump. Rather than sift through long lists of gas stations that do cash back in your area, why not try an app that does it daily for you? I’m talking about an app called Upside. When you first sign up for […]