CAPEX vs. OPEX – Learn the Difference and How to Utilize when Investing!
When I am looking to invest in a stock, one major thing that I really like to focus on is the spending that the company has. To effectively evaluate the spending that the company has, you need to be able to compare CAPEX vs. OPEX. I know that might sound tricky, and that’s why I’m […]
Yes, Acorns Found Money for My Friend, But I Have a Better Solution!
I recently had a friend tell me that Acorns found money for them and it really made me think about if it makes sense to use Acorns as an investing strategy in your process. So, can Acorns find money for you to invest as well? I won’t go too far into the weeds with Acorns […]
Use this FREE 401k Loan Calculator to See if a 401k Loan is Right For You!
I’ve made it well-known in the past that I had borrowed from my 401k to help payoff some higher debt in the past and I have said that this was a big mistake of mine…but, was it? Let’s crunch the numbers with this 401k loan calculator and get down to the bottom of things! A […]
How Can I Calculate Average Cost for My Investments?
Updated 2/19/2024 If you’re familiar with the Investing for Beginners community, you know that we are all HUGE fans of contributing to your retirement accounts consistently. The biggest key to this is that you can average out your investments to reduce volatility, but how do you know you’re doing this? Well, you must know how […]
Qualified Dividends are Your Way to Minimize Tax on Reinvested Dividends!
Long story, short, the answer is yes – you are going to have to pay taxes on reinvested dividends. While there are a ton of advantages to having your portfolio set up for Dividend Reinvestment Plans, or DRIP, tax avoidance is unfortunately not one of them. But don’t be discouraged – if you buy and […]
442,823 Reasons to Avoid Fidelity Target Date Funds
I oftentimes hear people say that target date funds are a great way for the “hands-off” investor to get some exposure to the market, but you know me – I always go into things just a little bit skeptical. To understand better, I took a deep dive and guess what – I found 442,833 reasons […]
Retiring at 55? 9 Tangible Steps to Turn that Goal Into a Reality!
Are you pumped for this blog post? I hope so! I know that I am extremely pumped to write it and show you all about my plan for retiring at 55…or maybe even earlier! If you’re like most people and you want to instantly skip to the bottom the bottom of my post to find […]
Investing Implications of Earnings Before Interest and Taxes (EBIT)
“We are trying to look at businesses in terms of what kind of cash can they produce, if we’re buying all of them, or will they produce, if we’re buying part of them.” – Warren Buffett Cash flows remain the lifeblood of every company. And the starting point for those cash flows is earnings before […]
The Two Main Tendencies that Cause You To Panic Sell Your Stocks
Oh boy – the panic sell. It’s an age-old mishap that so many investors will find themselves susceptible to and one that literally takes years and years of practice to be able to successfully master. What even is a panic sell, thought? A panic sell is when you see your stocks dropping like a rock […]
Do You Know The Total Expense of Your Investments? “It’s a Must!”
When I first started reading Money Master the Game by Tony Robbins, I honestly thought the book was starting off like it was a motivational speaker/salesy, but I am starting to really get hooked on the data that Tony is giving us. I was skeptical at first as I noted in my first post but […]
