Find Quality Companies with Buffett’s $1 Retained Earnings Test
Buffett created a test every investor can use to find wonderful companies. Most refer to the test as “Buffett’s One Dollar Test,” which helps us find companies that generate continuing value creation. In today’s post, we will learn: Okay, let’s dive in and learn more about Buffett’s One Dollar Test. What is Warren Buffett’s One […]
AAR26 – How to Use Insurance to Build Wealth w/ Kim Butler
You can download Evan’s free monthly budgeting spreadsheet here: https://einvestingforbeginners.com/budget/ In this episode of At Any Rate, Evan Raidt sits down with Kim Butler—founder of Prosperity Thinkers, host of the Prosperity Podcast, and bestselling author of Live Your Life Insurance—to break down how life insurance can be used as a tool for building wealth (not […]
The Basics of the 60/40 Portfolio
Most of us will spend a lot of time researching stocks. The hunt to find a new exciting business to add to your portfolio is invigorating (at least for us investing nerds). We seem to lose this enthusiasm when talking about portfolio management and diversification. However, it can be just as or more important than stock analysis. […]
What Warren Buffett Teaches Us About Capital Intensity Analysis
“We still love a business that takes very little capital, and earns high returns, and continues to grow, and requires very little incremental capital.” ~ Warren Buffett Determining and understanding the capital intensity of a business will help you find great investments. A crucial aspect of business analysis involves examining the business model. The analysis […]
Navigating Stock Market Volatility: A Guide for Beginners
The stock market is down, and your portfolio might be too. But here’s the truth: every market correction has been an opportunity to build wealth—if you know what to do. In this post, I’ll share three key strategies for navigating and overcoming market volatility. We’ll summarize key concepts covered elsewhere on our blog, so you […]
The Complete History of Credit: From Ancient Times to the FICO Score
Credit is essential to modern finance, shaping economies and personal financial opportunities. It’s a concept as old as civilization, evolving alongside human societies to become a cornerstone of economic activity. Credit remains a controversial topic today and in the past. It has driven society forward, but at what cost? It offers benefits and costs, but […]
What We Can Learn From Warren Buffett’s Four Pillars of Investing
Warren Buffett has covered every aspect of investing over the years. Whether in one of his letters to shareholders, an interview, or an essay, a laundry list of investment tips drawn from the content can help get anyone started. From covering how to consider risk against reward, or how to consider portfolio concentration, for example. […]
Introduction to the Credit Rating Agencies
Introduction to Credit Rating Agencies Credit rating agencies play an important role in the global financial landscape. They assess the creditworthiness of corporations, sovereign nations, and municipal governments, influencing how daily billions of dollars are loaned and invested. Understanding how agencies like Moody’s, Standard & Poor’s, and Fitch operate can help you make better financial […]
A Guide to Investing for Beginners— Your Path to Financial Freedom
“Investing is the process of laying out money now to receive more money in the future.” Most people think they need thousands or millions of dollars to start investing. The good news is you don’t. We will discuss how to start investing if you are new to the whole idea. There are some simple steps […]
4 Financial Statement Red Flags
The most important thing for investors is not to lose money. As Warren Buffett once said: “The first rule of an investment is don’t lose money. And the second rule of an investment is don’t forget the first rule. And that’s all the rules there are.” Buffett means that investors should first focus on the […]
