The Complete History of Credit: From Ancient Times to the FICO Score
Credit is essential to modern finance, shaping economies and personal financial opportunities. It’s a concept as old as civilization, evolving alongside human societies to become a cornerstone of economic activity. Credit remains a controversial topic today and in the past. It has driven society forward, but at what cost? It offers benefits and costs, but […]
What We Can Learn From Warren Buffett’s Four Pillars of Investing
Warren Buffett has covered every aspect of investing over the years. Whether in one of his letters to shareholders, an interview, or an essay, a laundry list of investment tips drawn from the content can help get anyone started. From covering how to consider risk against reward, or how to consider portfolio concentration, for example. […]
Introduction to the Credit Rating Agencies
Introduction to Credit Rating Agencies Credit rating agencies play an important role in the global financial landscape. They assess the creditworthiness of corporations, sovereign nations, and municipal governments, influencing how daily billions of dollars are loaned and invested. Understanding how agencies like Moody’s, Standard & Poor’s, and Fitch operate can help you make better financial […]
A Guide to Investing for Beginners— Your Path to Financial Freedom
“Investing is the process of laying out money now to receive more money in the future.” Most people think they need thousands or millions of dollars to start investing. The good news is you don’t. We will discuss how to start investing if you are new to the whole idea. There are some simple steps […]
4 Financial Statement Red Flags
The most important thing for investors is not to lose money. As Warren Buffett once said: “The first rule of an investment is don’t lose money. And the second rule of an investment is don’t forget the first rule. And that’s all the rules there are.” Buffett means that investors should first focus on the […]
Understanding Financial Engineering For Investors
According to the Britannica Dictionary, an engineer is defined as: “a person who has scientific training and who designs and builds complicated products, machines, systems, or structures: a person who specializes in a branch of engineering” Engineering drives our modern world. From the buildings we live in to the cars we drive to the computing […]
The Psychology of Investing: Overcoming Common Behavioral Biases
Brains are important in investing. To excel in financial markets, you need to understand basic mathematics, how financial statements work, and the intricacies of business models. But what if I told you there was something 10x more important than pure smarts to succeed as an investor: your emotions. Managing your psychological state and the biases […]
Navigating the Basics of Tech Stocks
The world is awash in technology. If you look at a list of the 10 largest stocks in the world by market cap, eight could be considered technology companies. Of the other two, one is a state-owned oil producer, and the other is the investing conglomerate Berkshire Hathaway. Ever since the dawn of the internet, […]
Analyzing a Balance Sheet: 10 Metrics Every Investor Must Know
Analyzing a balance sheet is like peering under the hood of a car; it reveals a company’s inner financial workings and health. The balance sheet gives you insight into management and business strength. For investors, understanding the balance sheet is crucial for making informed decisions. This article takes a practical approach by focusing on Amazon, […]
How to Create a One-Pager for Stock Analysis
When diving into the world of investing, one of the most effective tools you can master is the creation of a one-pager for stock analysis. Creating a concise document allows you to quickly grasp the essentials of a potential investment and make informed decisions. In today’s post, we will learn: Okay, let’s dive in and […]
