Optimizing Home Savings with the Right Down Payment Options
Have you started your home savings account and aren’t what to do with the funds? Do you feel like you’re not doing enough with that down payment fund and wonder what move is best? With the current market, a down payment can be as much as a year’s salary. This post is a story covering […]
The Dave Ramsey Plan (Snowball) vs. the Debt Avalanche Method
For people trying to take control of their money and get out of debt, the Dave Ramsey plan is a very popular way to finally get results with your personal finances. There are debates on whether the Debt Snowball method, made popular by Dave Ramsey, is the best way to do it. This post will […]
11 Grocery List Items You Can Buy Online to Save $100s on your Budget
Did you know if you’re being overcharged at the grocery store? With the advent of online shopping, there are things you probably buy at the grocery store that you can now buy on Amazon to save money on your budget. This post will cover 11 commonly bought grocery list items and how the prices stack […]
Do You Save Money With a Tesla? A Deep Dive
Teslas are extremely popular nowadays. Let’s dive into whether you save money with a Tesla, and if so, how much?
Budgeting for Beginners: An Easy 5-Step Plan to Making a Budget in Excel
One of the most common things that I hear from people is, “I don’t have any money.” The advice from most personal finance people is “just budget.” But there are countless “budgeting for beginners” templates that are anything but for beginners. A complicated spreadsheet isn’t helpful to someone just starting out. So I’ve written this guide. […]
Handy Andy’s Lessons: How to Save $5,000 In a Year!
Saving money might seem like an impossible task, but I promise you, it’s not. Anyone can do it with a solid plan and the correct systems in place. I am here to show you the way – let’s learn how to save $5,000 in a year! Click to skip to a section: What Does $5,000/year […]
Hey Andy – How Much Should I Save a Month?
Spend less than you earn. Simple words to live by but not really anything that’s truly that helpful, you know? Any person getting started on their financial freedom journey likely starts by asking, “How much should I save a month?” Well, unfortunately for you, I have some bad news… I don’t know. Seriously, I really have […]
A Simple Reminder on All Items to Include When Budgeting to Buy a Car
Buying a car can be fun, but make sure you catch all the hidden costs before making a purchase. I have spent a lot of time recently talking about budgeting for kids, a wedding, and a first house. All items are extremely important, but also items that might not happen the first year or two […]
Planning out the Perfect Wedding Reception on a Budget
Are you recently engaged or planning to get hitched in the near future? A romantic engagement and a perfect wedding day are nearly every woman’s dream. I’ve personally been through the entire process myself and I’ll admit, it was a lot of fun. However, it can also be one of the most stressful times as […]
Tips on Mastering the Art of Eating Out on a Budget
Are you a person who has a hectic evening life? Are you constantly running around in the evenings and thinking about what you can eat? Are you cramped for time during the day and constantly find yourself eating out? Trust me, I have two kids and a job that takes up 50 to 60 hours […]