Debunking the Belief that Life Insurance is a Waste of Money

As a young adult, spending money on something with no return can feel wasteful, but I can assure you the belief that life insurance is a waste of money is far from the truth. Until you near retirement age, it’s really difficult to think about planning for the future. It’s easier (and more fun) to […]

Finding the Perfect Balance of How to Spend and Save Money

Are you struggling to figure out how much to spend and save each month? Keep reading for tips to find the perfect balance in your life. Have you found yourself at a crossroads recently in figuring out how much to spend and save each month? With the costs of everything increasing at a rapid pace, […]

Finding Different Ways to Save Money, Live Better in 2022

Nothing is more thrilling than financial freedom, just like there is no bigger burden than insurmountable debt. Follow these keys to save money, live better. One of the latest polls predicts that more than 64 percent of Americans will be living paycheck to paycheck as inflation soars to all-time highs. The number has always been […]

Easy Ways to Save Money on a Tight Budget

If you find yourself scrambling for money each month, try these easy ways to save money on a tight budget. You’ll learn some good habits and have some extra cash. With 60 percent of the U.S. population living paycheck to paycheck, finding ways to save money on a tight budget is an extremely useful topic. […]

Simple Frugal Tips that can Pay Huge Dividends

Don’t let friends call you cheap because you are good at saving money. Here are some frugal tips that won’t change your life, and save you some cash. Before I get going, I want to start by saying there is a big difference in being frugal and being cheap. Today I want to give you […]

Key Things to Save up for as you Navigate Through Life

No matter what stage of life you are in, there are always things to save up for. Here is a short list you should consider contributing to. Every young working person thinks they have all the time in the world to start saving money, and every older working person in the world thinks that it’s […]

How to Reduce Transportation Costs With 5 Basic & Practical Tips

After food and shelter, transportation costs can be one of the most significant daily expenses for people. We usually need it to get to our jobs, so it can be hard to save on it. So let’s look at how to reduce transportation costs through 5 basic tips. Even one of these could be a […]

Saving on Gas for Your Car is Easy with These 2 Simple Tips!

With gas prices and inflation starting to get out of control in 2022, we could all use some simple tips for saving on gas with a car. You can start saving on gas today with these tips, easily. And you don’t even have to pluck down $30,000 on a new car to do it! The […]

10 Healthy & Cheap Dinner Ideas Under $3/Plate!

One of the most frustrating things ever when looking for cheap dinner ideas is that people so clearly sacrifice the quality of their ingredients. Look, I get it – you’re trying to come up with ways to eat for cheap and if that’s what you have to do, it’s what you have to do. But […]

What Are the Rules on your Income to Rent Ratio in Today’s World?

I remember being 16-years old and thinking that moving out from my parents’ house was going to be the best day of my life.  While the freedom was great, what I didn’t know at the time was how expensive it would be.  For almost any person nowadays, rent (or mortgage) is the biggest expense per […]