Save On Your Electric Bill with These Unconventional Tips
Sometimes it pays to be silly. If you’re willing to not take yourself too seriously, maybe some of these tips could help you save on your electric bill in ways you might not have thought. Before we dive in, let’s review the components of my electric bill which contributed the most to the cost. The […]
11 Surprising Ideas for How to Save Money On Vacation Easily
How many times have you wanted to go on vacation, but felt like you didn’t have enough money to afford it? The reality is—you might actually have enough, if you knew how to save money while on vacation. In this post, we’ll go over 11 easy ideas to help you save money on vacation. It […]
How to Utilize an Every Dollar Budget to Reach Financial Independence!
Before you get too far into this blog post, I just want to let you know that you should buckle up because I am absolutely going to fanboy over this budgeting strategy. I have tried various budget programs and processes and I think that the Zero Based Budget process is second to none, except I […]
A Big Rainy Day Fund = Getting Rich
Updated 3/27/2024 Some people refer to the term “Rainy Day Fund” as an emergency fund. Personally, that’s not at all how I view my rainy day fund, and I think there is a pretty significant difference between the two (which we’ll discuss later). Let’s discuss what a rainy day fund is, what an emergency fund […]
If You Forget These Personal Budget Categories, Your Budget WILL FAIL!
The easiest way to fail on your personal budget is to not plan. That’s it – that’s how to fail. Or, maybe you plan but your plan fails you. To have an effective plan it all starts at the same point – making sure you have the correct personal budget categories included from the get-go. […]
Stop Bleeding Money with Activity Based Budgeting!
Updated: 6/7/22 Many of you know me as Doctor Budget, which I absolutely love, but I personally think one of the most important things for a doctor to do is understand that not everything in life is a one-size-fits-all approach. That being said, one of the approaches that I use in Doctor Budget is with […]
5 Tips to Make Your Food Budget Work For You!
Updated 1/18/2024 One of the biggest mistakes that I see with people is that they lack a food budget. Honestly, that is mind-blowing to me because food is usually people’s third-largest expense behind their housing and transportation expenses, and quite frequently, it can even be the second-largest expense! Personally, I aspire to be in a […]
Yes, Acorns Found Money for My Friend, But I Have a Better Solution!
I recently had a friend tell me that Acorns found money for them and it really made me think about if it makes sense to use Acorns as an investing strategy in your process. So, can Acorns find money for you to invest as well? I won’t go too far into the weeds with Acorns […]
Use the ‘Rule of 0’ to Understand and Defeat the Impulse Buying Definition
Have you ever found yourself sitting in lie at a store and suddenly you see it – the item that you never knew you wanted and now you have to have it! So, you buy that Coke, Doritos, Snickers, etc., just because it was convenient. You didn’t need it, you wanted it. It’s an easy […]
Apps? Excel? NO – I need a PRINTABLE Budget Planner!
Let’s be real – Mint is a great app for budgeting but does it actually help you budget? Personally, I got way more from being forced to track my expenses, so that’s why I want to share my printable budget planner! Are you the type of person that hates anything that has to do with […]
