Save On Your Electric Bill with These Unconventional Tips

Sometimes it pays to be silly. If you’re willing to not take yourself too seriously, maybe some of these tips could help you save on your electric bill in ways you might not have thought. Before we dive in, let’s review the components of my electric bill which contributed the most to the cost. The […]

11 Surprising Ideas for How to Save Money On Vacation Easily

How many times have you wanted to go on vacation, but felt like you didn’t have enough money to afford it? The reality is—you might actually have enough, if you knew how to save money while on vacation. In this post, we’ll go over 11 easy ideas to help you save money on vacation. It […]

How to Utilize an Every Dollar Budget to Reach Financial Independence!

Before you get too far into this blog post, I just want to let you know that you should buckle up because I am absolutely going to fanboy over this budgeting strategy. I have tried various budget programs and processes and I think that the Zero Based Budget process is second to none, except I […]

A Big Rainy Day Fund = Getting Rich

Some people refer to the term Rainy Day Fund as being the same thing as an emergency fund.  Personally, that’s not at all how I view my rainy day fund and I think that there is actually a pretty significant difference between the two. It is imperative that all people have an emergency fund and […]

If You Forget These Personal Budget Categories, Your Budget WILL FAIL!

The easiest way to fail on your personal budget is to not plan.  That’s it – that’s how to fail.  Or, maybe you plan but your plan fails you.  To have an effective plan it all starts at the same point – making sure you have the correct personal budget categories included from the get-go. […]

Stop Bleeding Money with Activity Based Budgeting!

Updated: 6/7/22 Many of you know me as Doctor Budget, which I absolutely love, but I personally think one of the most important things for a doctor to do is understand that not everything in life is a one-size-fits-all approach. That being said, one of the approaches that I use in Doctor Budget is with […]

Simple Steps to Make Your Food Budget Work For You!

One of the biggest mistakes that I see with people is that they simply just lack a food budget. Honestly, that is absolutely mind-blowing to me because food is the third largest expense that people have behind their housing and transportation expenses, and quite frequently it can even be the second largest expense! Personally, I […]

Yes, Acorns Found Money for My Friend, But I Have a Better Solution!

I recently had a friend tell me that Acorns found money for them and it really made me think about if it makes sense to use Acorns as an investing strategy in your process. So, can Acorns find money for you to invest as well? I won’t go too far into the weeds with Acorns […]

Handy Andy’s Lessons: How to Save $5000 In a Year!

Saving money might seem like an impossible task but I promise you, it’s not. It doesn’t require some insane sort of intelligence or some master plan to save a little bit of money and I am here to show you the way – let’s learn how to save $5000 in a year! $5000 might seem […]