Helpful Tips and Habits for When You Are Broke
Every single person has a different philosophy when it comes to saving or spending money. Some people are penny pinchers and can save a ton of money quickly, while others spend it as soon as they get their hands-on money, no matter how much or how little they make. Saving habits are one topic, but […]
Simple Guide: 457 vs Roth IRA Explained for Non-Finance Types
Maybe you’re a firefighter hearing about a 457(b). Maybe you’ve heard words like Roth, 457, IRA, and 401k thrown around and don’t know what they mean. And maybe—you just want to get your retirement set-up and then forget about it. Well you’re in the right place. Let’s just clear it all up and make it […]
Don’t Think You Can’t Save Money Quickly With a Low Income?
Updated 1/15/2024 Have you been told that you can’t save money quickly with a low income? Are you tired of living paycheck to paycheck? Are you stressed that you will never find a job where you feel you’ll make enough money? I have some good news for you if you answered yes to any (or […]
Always Broke and Need More Money? Try These Simple Solutions
I don’t know about you, but one of the worst feelings in the world is thinking “I’m broke and need money”. For some of us this may be an everyday feeling you have, trust me, I have been there, and most people at one point in their life have been there as well. The big […]
Make Life 2% Cheaper with Cash Back Credit Cards!
Credit cards can get a bad wrap, but when using the right card and paying your account down to zero on a monthly basis, cash back credit cards can be a powerful way to help knock 2% off your annual expenses! Smart savers would be wise to use cash back credit cards and get a […]
How Much Should I Have Saved by 30? It’s Less Than You Think!
Updated 3/27/2024 If you’re wondering, “How much should I have saved by 30?” then let me tell you this—you’re not alone. It’s scary how little reliable information there is about setting savings goals. Between the lack of discussion in family and school and extreme online financial gurus, it can feel overwhelming. I just turned 31 […]
What Is a Sinking Fund? Only the BEST Way to Stay On Budget!
Updated 6/5/2024 I’m not lying—having a sinking fund is literally the best way to stay on budget. Sure, you could just make a billion dollars instead, but that’s not exactly a feasible path forward for most of us. So, what is a sinking fund? Click to jump to a section: Why Have a Sinking Fund? […]
The Free App I Use to Find Local Gas Stations That Do Cash Back
With gas prices on the rise, you might be looking for relief at the pump. Rather than sift through long lists of gas stations that do cash back in your area, why not try an app that does it daily for you? I’m talking about an app called GetUpside. When you first sign up for […]
18 Essential Money Saving Tips for When You Are Broke
Facing reality when you are broke is the only way you will get out. Being broke can be temporary if you accept your situation and work really hard to break out of it. As someone who waited tables for 3 years after graduating with a master’s degree, I’ve had to live broke for a while. […]
Save On Your Electric Bill with These Unconventional Tips
Sometimes it pays to be silly. If you’re willing to not take yourself too seriously, maybe some of these tips could help you save on your electric bill in ways you might not have thought. Before we dive in, let’s review the components of my electric bill which contributed the most to the cost. The […]
