Pros and Cons: Held to Maturity (HTM) Securities on Companies’ Balance Sheets
Updated 3/30/2023 Did you know the majority of financial assets for most companies comprise marketable securities? Did you also know companies such as Microsoft, Amazon, Google, and Berkshire Hathaway hold over 25% of their assets as marketable securities? It’s true; you can look it up. Or you can read the rest of this post and […]
Marketable Securities In-Depth Guide: What They Are, Valuation, and Impact
Updated 3/30/2023 Have you ever seen that line item on the balance sheet listed as marketable securities and wondered what they were? I know I did when I first started reading a company’s financials. Well, you are in luck because today, we will dive into each line item and open up your eyes to this […]
How Tactical Asset Allocation Works – (With Example Portfolios)
Asset allocation is arguably more important than which stocks you pick. For most investors, focusing on your asset allocation is a lot more important than choosing between Microsoft and Facebook. Asset allocation is a key area to focus on and get right, and it is an area where many investors hinder their returns. There are […]
IFB170: Suspended Dividends, Industry Focus, eLetter Holdings
Announcer (00:02): I love this podcast because it crushes your dreams of getting rich quick. They actually got me into reading stats for anything you’re tuned in to the Investing for Beginners podcast led by Andrew say there, and Dave step-by-step premium investing guidance for beginners. Your path to financial freedom starts now. All right, […]
Your ‘How To’ Guide for Creating Generational Wealth for Your Family
Do you ever wish that you knew more about personal finance earlier in your life? If not, you are in the minority, my friend. So many people say that their biggest regret is that they didn’t start earlier, so I’m here to stop the trend. Here’s my How-To Guide for creating generational wealth for your […]
7 Cures for a Lean Purse: Money Secrets from the Ancients
Unfortunately, we live in a country where many people do not have a lean purpose, and in all actuality that have an absolutely ton of debt that is prohibiting them from potentially ever reaching financial autonomy. But don’t worry, I’m here with a chapter recap of ‘The Richest Man in Babylon’ to teach you the […]
Some Popular (and Unpopular) Wealth Creation Strategies
When someone says fire is your first instinct to run for the door? To be honest, I think that I’m at the point now where I’m ready to talk about my Roth IRA and some of my wealth creation strategies… For those of you that might be unfamiliar, FIRE, to some people, stands for Financial […]
Combined Ratio – How to Calculate it With Examples
How do we determine if the insurance companies we invest in make money? Is there some secret formula or hidden clues in the financial reports? In a word, yes. The ratio refers to the combined ratio and can reveal everything to us. Well, maybe not all, but quite a bit if we know where to […]
High Dividend Stocks: The Risks and Double Compounding Potential
A stock that can grow their dividend payments over time consistently provides compounding like no other opportunity. Naturally, investors try to maximize this compounding by searching for high dividend stocks. It’s a great idea but it comes with some hidden dangers. Let’s be clear. It doesn’t take much reading of this site to figure out […]
My Thoughts After 10 Interviews on a Prudent Buy and Hold Strategy
If there’s one thing many investors can all agree upon, it’s that buying stocks and holding for the long term is the best way to increase your chances for success in the stock market. But formulating a buy and hold strategy isn’t as easy as it sounds. What can you do? This post attempts to […]
