The Meaning of a Cyclical Industry Explained for Beginners
The economy moves in cycles. Good times and bad. Because of this, the stock market also tends to move in cycles. A cyclical industry is simply one where profits move up and down along with the economy. Examples of cyclical industries include ones which depend on consumer spending or business investment. They include, to name […]
A Guide to the Top Custodian Banks: What They Do and How They Work
Edited 3/24/2023 “Banking is a very good business if you don’t do anything dumb.” Warren Buffett Banking is a fascinating sector; it provides the lifeblood of capitalism credit, and its history intertwines with humankind. Think about it, railroads, automobiles, telephones, airplanes, and all tech came after banks, with many of the US’s biggest banks tracing […]
Understanding the Electric Power Grid to Make Better Investments
Updated 11/24/2023 The electric power grid is like the air we breathe; we don’t think about it much until something goes wrong. The power appears when we need it at the flip of a switch. We use electric power for heating, cooling, cooking, light, entertainment, and cars. Life as we know it doesn’t exist without […]
How Electricity Generation Works
Updated 11/24/2023 Consumers have begun to embrace the many forms of renewable energy despite rising environmental concerns. Investments in electricity generation are increasing tenfold, with the US spending over $120 billion in 2020 and another $550 billion expected for future growth. We must understand electricity and its generation to invest in the renewable energy sector […]
Key Players in the Payment Processing Flow
Updated 11/9/2023 Analysts expect global payment revenues to grow to $2.5 trillion by 2025, according to McKinsey, after returning to their historical 6 to 7 percent growth rate following the pandemic, which saw drops in global payment revenues of 5 percent to $1.9 trillion in 2020. The future of payments is changing, and many believe […]
Asset Management Stocks: Business Overview and Changing Trends
Trillions of dollars move around in markets, and many of these flow through large asset management companies. To understand these stocks, and invest in them, requires understanding the basics of the industry and how asset management has undergone major changes lately. One of the most obvious developments has been the move from active to passive […]
Saas Companies: Simple and Powerful Business
Updated 11/9/2023 In 2021, analysts estimated the subscription as a service (SaaS) market size to be around $145.5 billion in the U.S. alone, with expectations to grow to $171.9 billion in 2022. The SaaS market expects to grow as more organizations adopt SaaS solutions for various business functions. Many of these solutions are some of […]
The Future of Debit Card Processing, What It Is and How It Works
Updated 10/27/2023 In 2020, the Federal Reserve Bank of Atlanta conducted a Survey of Consumer Choice, which reported that: Evidence also shows that increasing debit card usage stems from linking Google Pay and Apple Pay in their digital wallets. The driving force behind this activity is reduced access to credit during the pandemic, more movement […]
How Google Makes Money: A Business Breakdown
Updated 10/27/2023 Google is arguably one of the best-known companies globally, and its search engine is so popular it has become a verb to google it. But it has other great products like Gmail, YouTube, Chrome, etc. To invest in a company like Google, we need to understand its business model and make money. Although […]
The Amazing Story of Mastercard: History and Making Money
Updated 10/27/2023 Mastercard, along with Visa, is one of the card processing network giants that help enable money transfer between consumers and merchants. Whether it is in person, on your iPhone, or online, Mastercard is there to help make our payments easier. Learning the history of a company like Mastercard and how it operates helps […]
