BNPL Companies: Changing the Landscape of Payments
Buy Now, Pay Later. The “new” payment scheme trend many analysts project will generate $100 million in sales in 2021. The buy now, pay later scheme has become the new payment method, with BNPL becoming the new hip way. Many BNPL companies such as Affirm (AFRM), Afterpay, and Klarna lead this new field. Many other […]
Publicly Traded Home Builders Report: Spring 2022 Results
Public financial data collected by investment newsletter provider Sather Research, LLC showed that 6 Publicly Traded Home Builders Grew Total Revenues Over 16% YOY in the January – March Quarter, According to Latest Earnings Releases. Of the publicly traded home builders who released earnings results in April, the following 6 companies grew revenues 16% YOY: […]
The Roles, Levels, and Salaries of C-Level Management Explained
Updated 1/5/2024 C-level management, or the C-suite, includes any company’s top managers, such as Microsoft, Berkshire Hathaway, and Tesla. The C-level management remains responsible for the company’s path and its choices. The C level has many different roles within the C level, with each playing its part in the business. Most investors or laypeople understand […]
The Top Performing Commodities Since 1947 (4 Tips for Investing In Them)
Post updated: 6/30/2023 Commodities go in-and-out of favor, moving up-and-down in supercycles. So how you know which commodities are the best to invest in? Using 75+ years of data, we will look at the top 3 commodities of the 7 decades, and then give 4 simple, practical tips for and researching and buying commodity stocks […]
Fintech 101: Intro to Financial Technology
Updated 12/19/2023 Fintech or financial technology describes new tech that seeks to enable and improve financial services. Despite the uptick in fintech and how we use our money, many consumers and investors remain unclear about what “fintech” means. From the latest headlines proclaiming the latest disruption in business to the emerging crypto landscape, fintech occupies […]
How to Calculate the Loan to Deposit Ratio; Average LDR of the Big Banks
Updated 3/30/2023 Deposits continue as the lifeblood of banks, and loans help generate income for the bank. The more deposits, the more loans, leading to higher income. After the Great Financial Crisis (GFC) from 2007 to 2009, banks received much focus, and the meltdown caused bankruptcies and many banks to run out of money. Because […]
The History of American Express and their Business Model
Updated 11/24/2023 American Express’s history helped shape the finance structure, along with its unique business model. Warren Buffett thinks so highly of American Express that he owns almost 20 percent of the company and remains the largest overall shareholder. Buffett began his journey with American Express in 1964 during the salad oil scandal. And it […]
What to Know Before Investing in Solar Energy
Updated 11/24/2023 Solar power, wind, and hydro are the leaders among energy investments globally, with over $175.8 billion in solar. But what do we know about solar power and the grid needed to generate, transport, and deliver consumer power? And how can we find great investments taking advantage of this growing resource? According to EIA, […]
Everything a Beginner to Semiconductor Equipment Companies Wants to Know
Technology hardware today is largely driven by semiconductors. And it is the semiconductor equipment companies who support the manufacturing of semiconductors through systems that test and verify the final product. It is important to note that today, semiconductor manufacturers and semiconductor equipment providers are two different industries. There are specialized companies that do one or […]
The Meaning of a Cyclical Industry Explained for Beginners
The economy moves in cycles. Good times and bad. Because of this, the stock market also tends to move in cycles. A cyclical industry is simply one where profits move up and down along with the economy. Examples of cyclical industries include ones which depend on consumer spending or business investment. They include, to name […]
