Why the Financially Literate Can’t Build Wealth: 5 Major Reasons

Updated 1/17/2024 Understanding finance basics doesn’t mean you’ll instantly begin building wealth. There are still several attributes that can lead you to fall short of your financial goals. Personally, the best way for me to learn is with specific guidelines and a plan of action.  I know that not everybody learns best this way, but […]

Cash Flow Analysis Example Using Cash Flow Ratios Everyone Should Know

Updated 4/4/2024  “There is a huge difference between the business that grows and requires lots of capital to do so and the business that grows and doesn’t require capital.” Warren Buffett, from Warren Buffett and the Interpretations of Financial Statements Cash is king, and Buffett has built quite a kingdom, with the latest balance sheet […]

IFB144: Years of Budgeting Simplified with Andy Shuler

Announcer (00:00): You’re tuned in to the Investing for Beginners podcast. Finally, step by step premium investment guidance for beginners led by Andrew Sather and Dave Ahern. To decode industry jargon, silence crippling confusion, and help you overcome emotions by looking at the number, your path to financial freedom starts now. Dave (00:36): All right […]

Taking Worst Case Scenarios of Selling Covered Calls – It’s Not That Bad!

While I am new to the options game myself, I have learned quickly that options are like stocks, but on steroids.  In this article I’m going to cover a simple options strategy, selling covered call options.  Before diving too deep, please make sure to read our Trading Options for Beginners Guide to familiarize yourself with […]

4 Popular “Theta Gang” Strategies to Collect Premium from Options

What is theta gang? Simply put, these are options trading strategies that capitalize on the fact that the prices of options decay over time. Instead of trying to predict if a stock will go up or down, you simply play the time game– collecting premium which turns to profit as time goes by, then rinsing […]

IFB139: Beginners Guide to Investing in Bonds

Announcer (00:00): You’re tuned in to the Investing for Beginners podcast. Finally, step by step premium investment guidance for beginners led by Andrew Sather and Dave Ahern. To decode industry jargon, silence crippling confusion, and help you overcome emotions by looking at the numbers, your path to financial freedom starts now. Dave (00:36): All right […]

IFB136: Investors Don’t Know Anything (About the Future)

Announcer:                        00:00                     You’re tuned in to the Investing for Beginners podcast. Finally, step by step premium investment guidance for beginners led by Andrew Sather and Dave Ahern. To decode industry jargon, silence crippling confusion and help you overcome emotions by looking at the numbers. Your path to financial freedom starts now. Dave:                                    00:35                     All right […]

Comparing Past Annuity Rates to Interest Rates… Good Investment?

If you have been investing for some time then you have likely heard of annuities, and even more likely is that you have likely heard someone else’s opinion about them, either good or bad.  Well, my friends – I am here to take a deeper dive into annuity rates to try to determine if they’re […]

Simple Excel Dividend Calculator for Metrics like Yield and Payout Ratio

Dividend Calculator.  End of Post. Kidding!  But, if you’re an investing nerd like I am, then the words dividend and calculator both, independently, get me irrationally excited…so when I combine the two…I might start to salivate a little bit. Ok – you’re probably a little freaked out right now, but if you are truly an […]

How Reliable is an EPS Estimate? 10 Case Study Examples

Earnings Per Share – the #1 most talked about metric for a company’s quarterly results (based on my experience that is backed up by 0% statistics and 100% listening to my peers when discussing earnings).  There’s so much emphasis put into a companies EPS and therefore, such a huge importance on EPS estimates. If you’ve […]

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