Calculating the Annualized Rate of Return for Good Financial Planning

Have you ever tried planning for your financial future, only to realize how difficult it is to project into it? This post will cover how calculating the annualized rate of return can give a road map of what kind of future wealth to expect… Click to jump to a section: Question – what is the […]

Tax-Efficient Investing: Understanding After-Tax Returns with Calculator! (CFA Level 3)

Understanding the concept of pre-tax and after-tax investment income is an imperative part of the financial planning roadmap. It is the net after-tax return that adds to your retirement savings, so it is important to plan your long-term investment returns and financial plan based on these real after-tax dollars. This article will teach investors about […]

Budgeting for Beginners: An Easy 5-Step Plan to Making a Budget in Excel

One of the most common things that I hear from people is, “I don’t have any money.” The advice from most personal finance people is “just budget.” But there are countless “budgeting for beginners” templates that are anything but for beginners. A complicated spreadsheet isn’t helpful to someone just starting out. So I’ve written this guide. […]

The Continuous Compound Interest Formula Excel Function for (Us) Nerds

Ever wanted to illustrate exactly how powerful compound interest can be? Wanted to have an Excel function to do it for you? This post reveals the continuous compound interest formula and how a function built into Excel will calculate it for you. Click to jump to a section: Why is Compounding Important? “Compound Interest is […]

5 Frugal Living Tips that Only Take Seconds to Implement

Who says you can’t have fun AND save money? Here are some great frugal living tips that keep money in your wallet without killing your lifestyle. The best part? They take almost no time at all… Click to jump to a section: Living in a Non-Frugal Place For the last two years, I lived with […]

Calculating Your Retirement Number Goal Based on Your Retirement Plan

What’s your retirement number? Everyone has different needs, desires, and goals for retirement. Let’s unpack each of those so you can calculate your own retirement number. Click to jump to a section: Find Your Starting Point RETIREMENT! Retirement, from the viewpoint of myself and a vast majority of my acquaintances, is something that a lot […]

Your Credit Score: Where It Starts and How to Raise It

A person’s credit score can majorly impact big financial purchases in someone’s life. This post discusses common questions about credit, such as: What is credit? What does your credit score start at? What can you do to raise it? Let’s get started. Click to jump to a section: What is Credit? If you had asked […]

Handy Andy’s Lessons: How to Save $5,000 In a Year!

Saving money might seem like an impossible task, but I promise you, it’s not. Anyone can do it with a solid plan and the correct systems in place. I am here to show you the way – let’s learn how to save $5,000 in a year! Click to skip to a section: What Does $5,000/year […]

Handy Andy’s Lessons: Should I Use Savings to Pay Off Debt?

Not going to lie – times are pretty crazy right now, both globally and also in my own personal life! Sometimes when things get crazy, you can tend to lose track of your own personal strategic plan, and that can be disastrous! I mean, even I, Mr. Invest Everything at All Times, have considered if I […]

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