The Continuous Compound Interest Formula Excel Function for (Us) Nerds
Ever wanted to illustrate exactly how powerful compound interest can be? Wanted to have an Excel function to do it for you? This post reveals the continuous compound interest formula and how a function built into Excel will calculate it for you. Click to jump to a section: Why is Compounding Important? “Compound Interest is […]
5 Frugal Living Tips that Only Take Seconds to Implement
Who says you can’t have fun AND save money? Here are some great frugal living tips that keep money in your wallet without killing your lifestyle. The best part? They take almost no time at all… Click to jump to a section: Living in a Non-Frugal Place For the last two years, I lived with […]
Calculating Your Retirement Number Goal Based on Your Retirement Plan
What’s your retirement number? Everyone has different needs, desires, and goals for retirement. Let’s unpack each of those so you can calculate your own retirement number. Click to jump to a section: Find Your Starting Point RETIREMENT! Retirement, from the viewpoint of myself and a vast majority of my acquaintances, is something that a lot […]
Your Credit Score: Where It Starts and How to Raise It
A person’s credit score can majorly impact big financial purchases in someone’s life. This post discusses common questions about credit, such as: What is credit? What does your credit score start at? What can you do to raise it? Let’s get started. Click to jump to a section: What is Credit? If you had asked […]
Handy Andy’s Lessons: How to Save $5,000 In a Year!
Saving money might seem like an impossible task, but I promise you, it’s not. Anyone can do it with a solid plan and the correct systems in place. I am here to show you the way – let’s learn how to save $5,000 in a year! Click to skip to a section: What Does $5,000/year […]
Handy Andy’s Lessons: Should I Use Savings to Pay Off Debt?
Not going to lie – times are pretty crazy right now, both globally and also in my own personal life! Sometimes when things get crazy, you can tend to lose track of your own personal strategic plan, and that can be disastrous! I mean, even I, Mr. Invest Everything at All Times, have considered if I […]
Tax-Efficient Investing: Understanding Tax Types and Investment Accounts (CFA Level 3)
Understanding the concept of pre-tax and post-tax investment income is an imperative part of the investing and financial planning roadmap. Different assets (ie. stocks, bonds, REITs) have different types of income that will be taxed in different ways from annual taxes, to deferred taxes, to wealth taxes. The difference in after-tax income adds up to […]
Handy Andy’s Lessons: 3 Methods to Save Money from Your Salary
I often hear that people can’t save money because they have none. For many people, this likely isn’t true. Instead, they likely don’t have the proper systems to save money. It’s not hard to learn these methods, but it can be tough to implement, and that’s why I am here to try to show you the way! […]
Handy Andy’s Lessons – How to Save Money WITH Credit Cards
Welcome back to the second of the most anticipated series of all time, HANDY ANDY’S LESSONS! In the first episode of Handy Andy’s Lessons, we talked about starting a dividend portfolio, but now we’re here with a personal finance subject – how to save money WITH credit cards! Click to jump to a section: I know […]
Hey Andy – How Much Should I Save a Month?
Spend less than you earn. Simple words to live by but not really anything that’s truly that helpful, you know? Any person getting started on their financial freedom journey likely starts by asking, “How much should I save a month?” Well, unfortunately for you, I have some bad news… I don’t know. Seriously, I really have […]