Quotes from 11 Billionaire Investors about Debt and Finance

There’s no better place to look for financial advice than from the winners of the game. While leverage (debt) can be perceived as a useful tool, you may be surprised at what billionaires think about it. The advice may seem so uncommon and yet their results are so uncommon. Is it good fortune that created […]

Optimizing Home Savings with the Right Down Payment Options

Have you started your home savings account and aren’t what to do with the funds? Do you feel like you’re not doing enough with that down payment fund and wonder what move is best? With the current market, a down payment can be as much as a year’s salary. This post is a story covering […]

The Dave Ramsey Plan (Snowball) vs. the Debt Avalanche Method

For people trying to take control of their money and get out of debt, the Dave Ramsey plan is a very popular way to finally get results with your personal finances. There are debates on whether the Debt Snowball method, made popular by Dave Ramsey, is the best way to do it. This post will […]

11 Grocery List Items You Can Buy Online to Save $100s on your Budget

Did you know if you’re being overcharged at the grocery store? With the advent of online shopping, there are things you probably buy at the grocery store that you can now buy on Amazon to save money on your budget. This post will cover 11 commonly bought grocery list items and how the prices stack […]

17 Vital Questions to Ask a Financial Advisor When Planning for the Future

Trusting someone to help you plan your future is a big decision, and it’s important to understand the right questions to ask a financial advisor to ensure it’s the right decision for you. The post will cover the many factors to asking the right questions of your potential financial advisor. Hopefully, this will dispel some […]

How Does Term Life Insurance Work?

Why are all of our most valuable assets insured, except for the ones that you love? This post will explain how term life insurance works and how it can be the most responsible decision you can make for the ones that you provide for. Click to jump to a section: Why Have Term Life Insurance? […]

Calculating the Annualized Rate of Return for Good Financial Planning

Have you ever tried planning for your financial future, only to realize how difficult it is to project into it? This post will cover how calculating the annualized rate of return can give a road map of what kind of future wealth to expect… Click to jump to a section: Question – what is the […]

Tax-Efficient Investing: Understanding After-Tax Returns with Calculator! (CFA Level 3)

Understanding the concept of pre-tax and after-tax investment income is an imperative part of the financial planning roadmap. It is the net after-tax return that adds to your retirement savings, so it is important to plan your long-term investment returns and financial plan based on these real after-tax dollars. This article will teach investors about […]

Budgeting for Beginners: An Easy 5-Step Plan to Making a Budget in Excel

One of the most common things that I hear from people is, “I don’t have any money.” The advice from most personal finance people is “just budget.” But there are countless “budgeting for beginners” templates that are anything but for beginners. A complicated spreadsheet isn’t helpful to someone just starting out. So I’ve written this guide. […]