How to Save For Your Short-Term Financial Goals
We spend a lot of time talking about saving and investing for retirement but one topic that we don’t touch on much is the importance of saving for your short-term financial goals. Well, I’m here to show you how to do that and that the value of investing early will pay dividends for you in […]
Regular Savings Accounts are Trash! Say Hello to a High-Yield Account!
Have you ever heard some of the horror stories of regular savings accounts? Maybe that was a bit harsh, but there is really nothing in the personal finance world, in my eyes, that is more deceitful! “Wow Andy – you followed it up with something that was even more harsh!” Dang right I did. But […]
A Look Through Johnson & Johnson (JNJ) Dividend History
Johnson & Johnson (JNJ) has been increasing their dividend for many, many years! In fact, that have increased it for 57 consecutive years, and as they’re a member of the S&P 500, that also makes them one of the sacred Dividend Aristocrats that we talk about oh so often! If you stay tuned, I’ll show […]
What Should I Do With My Employee Stock Options?
On a recent episode of the Investing for Beginners Podcast, Andrew and Dave answered some pressing listener questions in what ALWAYS is my favorite episode type that they put out. In this particular podcast episode, they talked about employee stock options, so why not drive in a bit deeper on the topic? If you’re unfamiliar, […]
Lump Sum Calculator: Investing Now vs Later (with Dollar Cost Averaging)
If there’s one thing that I really have picked up on in my investing journey and I try to preach to you all is that we really need to challenge the status quo and think differently than the norm! I wanted to see if Dollar Cost Averaging was more advantageous to lump sum investing so […]
Is Crypto the Answer to U.S. Debt: A Beginner’s Guide to Currency
Bitcoin. There, I bet I made you feel some type of way. Maybe excited, triggered, happy, sad, something! Bitcoin is a very common crypto and it made me wonder if crypto was the answer to U.S. debt – let’s take a look! Essentially, the thought process is that with the U.S. Debt continuing to increase […]
Hey Andy – What Happens When a Stock Splits?
Have you ever wondered what actually happens when a stock splits? Chances are there are two groups of people reading this right now – 1 group is emphatically saying “Yes!” and the other group is saying, “What do you mean my stock can split?” Stock splits are definitely not an uncommon thing and in fact, […]
What are the Best Robinhood Alternatives for an Investor?
When I first started investing, I used Robinhood. With $0 commissions on all trades it was hard for me to justify going with anyone else, but now that so many brokerage firms are offering trades without commissions and Robinhood keeps having issues, it’s time to explore some Robinhood alternatives! Like I mentioned, I was a […]
Does Good Earnings Guidance Lead to High Returns [Real-Life Case Studies]
If you’re addicted to checking your portfolio multiple times a day, and I personally don’t think that’s a bad thing as long as you have some ground rules in place, then I guarantee that you’re familiar with earnings guidance. Wikipedia defines earnings guidance as “publicly traded corporation’s official prediction of its own near-future profit or […]
A Free Calculator to Help Create Your Net Worth Statement
Do you know what your net worth is? If not, don’t worry! I am here to show you exactly how to create your own personal net worth statement. Bankrate defines it as “Net worth is the value of all assets, minus the total of all liabilities.” In other words, it’s essentially your own person balance […]
