Practical Financial Advice for Young Adults: 11 Simple Tips

Young adults need all the help they can get. They are inheriting record debt levels and rising inflation, contributing to higher standard of living costs. But instead of focusing on the excuses, focus on the opportunities. Here are 11 simple tips for those looking for the best financial advice for young adults. Be inspired, and […]

MYTH BUSTED! Money IS Important for Happiness

One thing that I always heard as a kid was that “money can’t buy happiness” but the older I’ve grown, I really think I disagree with this – and now I have some cold, hard facts to back it up – money IS important for happiness! Key Takeaways: Statistically, Money CAN Buy Happiness Money Can […]

Sure I Save Taxes, but is the 401k Worth It?

The 401k is one of the most popular tools that people use to invest for retirement because so many employers offer it, but believe it or not, there’s some skepticism asking, “is the 401k worth it”? In this post, I want to dive deep into the 401k and explore the times where it’s the most […]

Understanding the Importance of Financial Literacy for Youth

In a world where there are so many problems, if we understood the importance of financial literacy for youth, so many could be solved. It wasn’t that long ago when graduating from high school and going straight to work was the norm. My grandparents were married at 18, had their first child at 20, and […]

Best Investment Plans to Consider for Your Children’s Future [Pros and Cons]

There are many different options including 529 college savings accounts, a simple stock account for your child, or a standard savings account. The short answer, you can’t go wrong when it comes to investing in your child. Any money you set aside in any type of account is fantastic. However, there are a few things […]

Why You Should Start an HSA Investment Strategy if You Haven’t Already

When you talk about retirement, you typically hear words like 401K or IRA. What you should be thinking about is an HSA investment strategy, and here is more info. Today’s main topic will be helping you understand why and how you need to consider a Health Savings Account (HSA) investment strategy. But first, let us […]

Why you Should Consider a Dependent Care FSA

With the cost of child care through the roof the last few years, a Dependent Care FSA is a great option to get a slight tax break on your money. One of the biggest expenses that young families will incur is the cost of childcare should both parents return to work. In major cities around […]

Save Up To $1,850 Each Year With a Dependent Care FSA!

If you know anything about me, you know that I am a literal fanatic (psycho) about personal finance. I love finding continuous ways to optimize my finances in the most optimal solution, and that’s exactly how I came across the Dependent Care FSA. I listen to personal finance podcasts and read all sorts of FI […]